What is a payment processor?

A payment processor is a company that handles transactions between your bank and Spotify. They help authorize transactions, provide security, ensure payments arrive on time, and assist with compliance with local rules and regulations.

Spotify processes payments in Brazil with the following partners, and each has its own terms and conditions:

• dLocal - Terms and Conditions 
• Ebanx - Terms and Conditions

Note: This is done automatically depending on the payment method you use. You don’t need to choose a payment processor.