Fee schedule and cashing out

Fee schedule

This Fee schedule applies only to the extent you are eligible for, and have enabled, each of the Monetization Services (as defined in the Spotify for Creators Terms of Service) referenced below. Please note that one or more Monetization Services may not be available in your country. Refer to Spotify for Creators' monetization options for more details.

Transaction fees

This section sets out the fees applicable per transaction. These transaction fees differ depending on what Monetization Services you're using.

Subscriptions

The following fees are deducted from each Subscription payment, as described in the Subscriptions Creator Terms:

  • Payment processing fee: 5.5%
  • Foreign exchange fee (applies if your subscriber’s currency differs from your own currency):
    • 0.8% applied to exchange non-USD currency to USD or vice versa
    • 1.6% applied to exchange non-USD currency to another non-USD currency

An example of how it works:

  • You’re based in the US, and you’ve set your subscription price to $2.99 per month
  • Let’s say you get 1 subscriber from Belgium who pays € 2,99 per month. Each month:
    • € 2,99 * 5.5% (€ 0,16445) is deducted for the payment processing fee
    • € 2,99 * 0.8% (€ 0,02392) is deducted for the foreign exchange fee
    • Taxes, if applicable in your region, are deducted
    • The remaining amount, converted to USD based on current exchange rates, appears in your wallet

Cash out fees

Please note that when you first start to earn money with any of Spotify for Creators’ Monetization Services, there may be a delay in funds being reflected in your earnings balance. After that validation period, new transactions will be reflected in your balance within a few days.

If you utilize Subscriptions, earnings are paid out via Stripe automatically on a rolling 30-day schedule, provided you have satisfied the following requirements:

  • At least 30 days have passed since you first earned money through Spotify for Creators' Monetization Services
  • You have provided all information requested by Spotify or the Payment Service Provider
  • Your earnings for the payout period are at least US$10 (or equivalent amount in your local currency)
  • After you are paid out, it will generally take a few days for that money to hit your bank account.

If you utilize Spotify Payouts, your funds are paid out automatically. You can read more about Spotify Payouts’ payouts here.

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